“Could You Be Sitting on a Hidden Payday? Discover If You’re Entitled to Compensation After TSB App’s Outage!”

"Could You Be Sitting on a Hidden Payday? Discover If You're Entitled to Compensation After TSB App's Outage!"

Ever had that heart-dropping moment when you realize the app you depend on for your banking has decided to take an unexpected nap? Well, that was the case for thousands of TSB customers on October 10, 2024. Imagine your bills awaiting payment while your banking app leaves you hanging like a toddler asking for snacks—and you might just understand the panic! Over 2,000 frustrated users weren’t just throwing digital tantrums; they were in full crisis mode, checking their connection, refreshing the app, and flooding social media with cries for help. If you’ve been caught in a similar pickle, you might be wondering if you can reclaim some of your lost sanity—or money! Let’s dive into the details to see whether TSB owes you anything for this app meltdown. Trust me, it’s worth exploring! LEARN MORE.

How to check if you can claim compensation as TSB banking app goes down
Published 10:10 10 Oct 2024 GMT+1

Thousands of TSB customers complained the app was down, with some panicking about not being able to pay bills

Thousands of TSB banking customers have reported that the app isn’t working.

Those trying to access the TSB banking app this morning (10 October) were left unable to complete their financial goings on like paying bills.

And over on Downdetector, more than 2,000 people had logged that the app wasn’t working as of 7.30am, with thousands more crawling in as time went on. The first logs were seen at around 4.30am.

Social media is full of people complaining about the app not working, as well as asking if the app is down for others as well while trying to figure out if it is a problem on their end or more widespread.

The TSB app is down (Mike Kemp/In Pictures via Getty Images)

The TSB app is down (Mike Kemp/In Pictures via Getty Images)

TSB complaints and response

One person wrote on X (formerly Twitter): “Is TSB playing up for anyone else? Not the ideal time for it to go down as I need to transfer money over asap to make a payment!”

Another posted: “Seriously TSB how am I meant to transfer money?”

And a third added: “Well done TSB on my pay day of all days when I need to pay all my bills I can’t. I can’t approve payments.”

Other customers reported the app telling them they had no account with TSB despite being fully fledged customers.

In a brief statement, TSB posted: “We’re sorry that some of our customers are facing problems accessing our services this morning. Our teams are working to resolve this.”

TSB has apologised for the app going down (Peter Dazeley/Getty Images)

TSB has apologised for the app going down (Peter Dazeley/Getty Images)

TSB compensation rights

TSB and all other banks in the UK don’t have to automatically pay any compensation for its services going down for a short period of time.

It’s a much different way to how companies work in, say, the telecoms industry when your broadband drops. But those who have suffered costs during the outage could get their cash back.

One such instance would be if you are charged a late payment fee for a bill bouncing due to the outage. It should be within your rights to approach TSB and get this money back from them.

If it is a credit agreement, you should contact the company you have the credit with to explain the situation so there is no mark against your file.

If you can’t get the strike removed from your credit score, keep a record of it for any future credit agreements you might have to take out, such as a mortgage.

Ultimately, if the situation leaves you unhappy you can complain to the free Financial Ombudsman Service (FOS).

Featured Image Credit: Peter Dazeley / Getty Images / Getty Stock Images

Topics: Money, UK News, Technology

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