“Unbelievable Insurance Nightmares: 50 True Stories That Will Leave You Fuming and Fearful”

"Unbelievable Insurance Nightmares: 50 True Stories That Will Leave You Fuming and Fearful"

When I was a young teen (early 80s) I was injured in an accident.
Face injury, muscle damage, possible orbital bone break, possible eye injury, etc.

When I got to the hospital, I sat in the ER for over two hours because there had just been a bad multi car accident.

THEN, they didn’t want to treat me because they weren’t sure the insurance would cover it.

My mom worked FOR THE HOSPITAL (Admin, not medical), it was THEIR OWN insurance .

They wanted her to pay cash to cover a certain percentage, can’t remember what exactly, but it was over $2000.

They didn’t want a check, they wanted cash. She went across the street to the bank and got the cash.

I got treated, spent a couple days in the hospital, got out and recovered, no orbital break, no eye injury, just a bunch of stitches.

Once the insurance was filed and paid, my mom asked for her money back. They said, “you’ll get a check in the mail.”

NOPE. She went and literally sat on the administrator’s desk until they brought her cash.

They made her pay cash before they would treat me, when I was covered by THEIR OWN INSURANCE, then they would by god pay her back in cash.

Needless to say, she quit that day.

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A family member was dying of cancer and there was some kind of medication keeping her alive that was $40,000 per monthly dose.

Then her insurance dropped her.

Her family did a GoFundMe, they had in-person fundraisers in town, and so many people came together to contribute. It was heartwarming to see.

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