“Unbelievable Insurance Nightmares: 50 True Stories That Will Leave You Fuming and Fearful”

"Unbelievable Insurance Nightmares: 50 True Stories That Will Leave You Fuming and Fearful"

MikeE527 Report

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If any of these stories resonated with you, we’d love to hear your thoughts! Have you ever had a frustrating experience with an insurance claim, or maybe one that went surprisingly well? Share your story in the comments below!

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50 Real-Life Insurance Horror Stories That Might Leave You Angry And Shocked Not me, the mother of my wife’s work friend. Her house outside of Gulfport AL was flattened by Katrina, and she spent the rest of her life living in hotels and rentals while her home insurance and the government managed flood insurance argued over whether a storm surge is wind or flood damage.

Casual-Notice , Getty Images / unsplash (not the actual photo) Report

Got a bill from an anesthesiologist a week shy of 18 months (and two weeks into the calendar year) after my kid was born for $2000. Insurance tried to tell me the bill would count as the current calendar year instead of when services happened. Took a couple months of “just try and take my money” phone calls but I eventually won. $0

btw…..this was United Healthcare.

Lincoln_Park_Pirate Report

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50 Real-Life Insurance Horror Stories That Might Leave You Angry And Shocked Husband was getting a stem cell transplant to treat his stage 4 lymphoma. The morning of the procedure, the hospital realized we didn’t have insurance because he had recently lost/quit his job/ran out of FMLA and the previous employer had not submitted the paperwork to COBRA. We had to contact them to fax a form and I had to write a check for $1600 to cover the previous two months of COBRA so his transplant could proceed. If my sister hadn’t have gone to hs with that transplant coordinator and I didn’t have $2k in my bank he wouldn’t be here today.

amyloudspeakers , Natanael Melchor / unsplash (not the actual photo) Report

50 Real-Life Insurance Horror Stories That Might Leave You Angry And Shocked Far less severe than what I’m sure will populate this thread, but a terrific example of the nonsense that is American Health Insurance.

During COVID, I was working for a Hawaii-based organization, but on the East Coast. Someone in my office popped positive for COVID, so everyone in the office went to a testing site to get tested.

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