“Unbelievable Insurance Nightmares: 50 True Stories That Will Leave You Fuming and Fearful”
For my first pregnancy, everything was covered under my plan without issue. For my second on the same plan, I figured it would be the same. Turns out, the company decided that they would only cover “office visits”, and any lab work was not covered in that. No blood work, no ultrasounds, nothing. When I called to get clarification, they were super vague and would just keep repeating “office visits are fully covered”, “but what does an office visit include?” “Office visits are fully covered”. I was directed to check my plan, which was just as vague. After paying for everything out of pocket, my child has the audacity to be born two months into the new plan year so we had to start all over with the deductible.
Just spent $1.2k on a routine annual physical with bloodwork because I switched insurances 3 months ago due to job loss and my policy requires 6 MONTH waiting period for anything preventative. Should’ve read the fine print but when I went to go look for it, it was a single line item in a 50 page document
My 5 payments of $50 just went to 27 payments of $50.
Wife was working for a non-profit using insurance a. She worked for 3-4 years with this insurance a, meeting requirements for length of time to apply towards future maternity leave and what not. About 6 months before she got preggo for the first time, her company switched to insurance b. She asked questions and was assured that the time she had put in towards qualifying for certain maternity leave standards would count.
Cut to the birth, insurance b says she has not been on this plan for long enough to qualify for the benefits that she was assured she would receive. Ended with her being paid half of what she thought and only for 4 weeks because insurance b basically denied her full maternity leave benefits due to the switch made by her employer.
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