“Unbelievable Insurance Nightmares: 50 True Stories That Will Leave You Fuming and Fearful”
We are lucky to have supplemental income which enabled her to take the full 12 weeks and were pretty frugal folks in general, but it was a total assache and really highlighted the need for universal maternity leave guarantees for employees.
I worked in billing and the amount of patients scammed by Medicare regarding their yearly physical. Yes it’s free, but if you deviate on anything it’s not free and you’re charged for it. So don’t tell your doc your knee hurts or you have a hang-nail during that visit. Also check your insurance for colonoscopies. If you do the Cologard at home test, and it comes back positive so you have to go in and have an actual colonoscopy, it may not be covered as “preventative” and you’ll get charged.
Definitely not as bad as others for sure, but being a T1 diabetic, you basically are at the mercy of d**g prices. South Dakota also only has two (if you’re not on a corporate plan) health insurance companies which, ironically, are part of the two health systems in the state (Avera and Sanford). My insulin copay seems to change constantly.
The real issue that’s stuck in my craw is my blood work. I went to a small clinic/ hospital to get work done and was charged $800+ for routine blood work that typically costs me around 30. Called the clinic and asked why it was so expensive, they said it was because the test was taken in the hospital and not the clinic; that’s just their policy. This is awhile ago so I’m not entirely sure if it was a policy of the medical side, or insurance side, but since Avera is both the healthcare AND insurance company….I guess it doesn’t much matter.
Post Comment