“Unbelievable Insurance Nightmares: 50 True Stories That Will Leave You Fuming and Fearful”
FUN!
I’ve been lucky enough to have decent insurance my whole life *except* between October 2016 and February 2017
Lo and behold with my c**p insurance in that five month period, I caught shingles. After spending $200 for my office visit to confirm I had shingles, I was given a prescription for an ointment safe to put on shingles to soothe the burning sensation.
The ointment cost $250. I couldn’t afford it. I cried leaving the pharmacy because I was in so much pain.
I was fully employed, and my boss yelled at me for not doing work from home while I was in agony.
To this day, I make sure my family and I have the best insurance offered. I reluctantly play the game, but I hate it.
Not mine but I was speaking to a doctor who was talking about how he had considered quitting after having to fight insurance about giving people life changing migraine treatments with proven efficiency instead of cheaper minimal to no evidence based medicines that did jack s**t.
Not much of a horror story but more of a “how the f**k is this a thing it doesn’t make any sense” type of story. I had to get a type of scan. It was actually cheaper to pay out of pocket than to go through my insurance. It would’ve cost me an extra $50ish ($250ish vs $300ish) if I went through my insurance.
In a place where getting a new cardiologist is a 3 month wait, my mom got a letter from the heart failure clinic saying they no longer accept her insurance. Now it’s up to her GP to monitor until she can get into a new one at the other hospital.
Son was born with a 9mm hole in his heart.
Insurance denied the surgery request from the doc
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