“Unbelievable Insurance Nightmares: 50 True Stories That Will Leave You Fuming and Fearful”
We found out a day later it was because the doctors office requested the wrong code. But……oooooh boy. There were some dark thoughts that day.
In 2018, our insurer, Optima Health (subsidiary of Sentara) tripled individual market rates in our area after realizing they had a monopoly. Monthly premiums for our family for the cheapest Bronze plan with a $7k deductible jumped to over $2,900/mo.
Our area earned the distinction of having the highest premiums in the country. At the end of the year, we learned that Optima’s premiums were not warranted by cost, resulting in the highest overcharge in the history of the ACA.
The story was [covered nationally](https://www.c-ville.com/out-of-pocket) and an investigation is ongoing.
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