“Unbelievable Insurance Nightmares: 50 True Stories That Will Leave You Fuming and Fearful”
I thank my stars for living somewhere with universal healthcare. My socialist brain cannot simply comprehend the daily trauma you all must go through.
Even the healthiest of people must live in fear. One day you can have it all, the next, through no fault of your own, a stray strand of DNA corrupts and bang, you have cancer and not only do you have to face the fact you could die, but also become bankrupt and end up on the streets losing everything. Just because some faceless corporation says no, our shareholders prefer the money.
On a side note. If you did get cancer and your life saving treatment was denied. And you then decide to take out your frustration on a CEO of a particular faceless corporation, could you theoretically use self-defence as a legal defence? They’re the ‘head’ of the entity that decides you should die, and taking out that frustration is you trying to defend your life.
So, I am a diabetic. My doctor wanted Lantus insulin, but insurance wanted another, cheaper insulin that’s not as effective (Basaglar**)**. So my doctor doubled the dosage. So my insurance decided to make the dosage two times 14 days worth (2 weeks a month) instead of 30 days worth so I had to pay the copay twice a month. That meant 28 days a month, and most months except February have more than 28 days. I ended up having to ration my insulin, and the copay went from $25 for 14 days to $65 for 14 days in less than 2 years. That meant I had to go to the pharmacy, stand in line, and get refills, every 14 days. And the pharmacy ran out a lot, so I had to come back. I can’t drive, so I had to walk a mile to CVS down the road for this (and other medicines). I just started “buffering” a week at a time just so I could deal with this inconsistency.
“How come your blood sugar never goes down?” the doctor asked. I told him, and he shook his head, saying this was so common. He tried swapping insulin types, or increasing the dosages, but insurance said no. My A1C was like 10.
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