“Unbelievable Insurance Nightmares: 50 True Stories That Will Leave You Fuming and Fearful”

"Unbelievable Insurance Nightmares: 50 True Stories That Will Leave You Fuming and Fearful"

Then I ended up on Tricare, because I married someone in the military. I got Lantus, Trulicity, and BOOM, my A1C dropped to 6 in less than a year. I know the military has efficiency issues, but I pay nothing out of pocket in Tricare: no copay, no prescriptions, and no fees. It’s like $58/month from my wife’s pension for the both of us. I mean, socialized medicine WILL work in this country, The companies just don’t want it to.

When my first wife died (the military officer was my second marriage), her insurance dropped her because she was dead. Then they sent her a $230,000 hospital bill for her last week of life because she was on a ventilator in critical care. No, I don’t live in a communal property state, but they sent her to collections, and heavily implied (illegally) that I had to pay. I didn’t.

Let me repeat this: they sent my dead wife to collections. Then lied that I had to pay because she was dead. Bill collectors called me, called me at work, called our son, and even MY sister. Not her sister, MY sister. I had legal notices and bills for her, in her name, coming as late as 8 years after her death. In fact, twice, she had a summons to go to court. Then a summons for arrest for failure to appear in court, however THAT sheriff had common sense and took her death certificate. He even said he was sorry for bothering me.

F*****g crazy.

punkwalrus , Oleg Ivanov / unsplash (not the actual photo) Report

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The human toll of claim denials is profound. Patients report increased stress, delayed medical interventions, and financial strain. In some cases, individuals have been forced to forgo necessary treatments due to insurance hurdles.

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