“Unbelievable Insurance Nightmares: 50 True Stories That Will Leave You Fuming and Fearful”
My wife had an emergency surgery for a spontaneous retinal detachment. Literally minutes away from going blind. Insurance tried not to pay because she had not gotten pre-authorization, and then after that, claimed a SPONTANEOUS event was a pre-existing condition.
Not me, but someone I know was diagnosed with cancer in her early thirties. Her oncologist found cancer cells in her lymph nodes, indicating that it had metastasized, so he ordered a full body MRI to assess where it had spread to. Her insurance denied it because they said she was too young to be considered at risk, despite her actively having cancer. They did eventually approve it, but not without a lot of pressure from her doctor.
My girlfriend had kidney failure as a child and had been in dialysis for over 15 years. She graduated college and was working as a teacher. She had to stop due to complications with her condition and go on disability. This was prior to Obamacare so we tried to get coverage from all the insurance companies since it’s impossible for anyone to afford dialysis without insurance. Every single company decline to cover her due to her pre-existing condition. They essentially told her that she was too expensive to live.
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